Financing
Invest in your shop's growth with Shopmonkey Capital.
Access the capital you need to grow with one flat fee and a simple application.
Access to fast, flexible funding
How it works
Whether you’re expanding your team, buying new tools, equipment, or additional inventory that your shop needs, Shopmonkey Capital gives you fast access to the funds you need.
Check your eligibility
Shopmonkey Payment customers are automatically reviewed for eligibility daily. You will be contacted via email if your business qualifies for an offer.
Select your offer
Select the amount that’s right for your shop’s needs. The financing fee and payment rate are set based on the funding amount.
Receive your funds
After your selection is reviewed, if you’re approved the funds will be deposited into the bank account associated with Shopmonkey payments typically in 2 business days
Pay when you get paid
Payment is collected automatically through a percentage of your Shopmonkey Payment sales, which means you pay down more when business is busy and less if things slow down*.
Keeping it simple.
Frequently Asked Questions
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Go to our Help Center
How do you determine who qualifies for an offer?
Do I have to pay interest?
Will applying for an offer affect my personal credit rating?
Can I request a different offer amount?
How do payments toward your financing work?
Can I settle my financing early?
View all our FAQs.